Conventional Loan Calculator

Home Price: $
Down Payment (%):
Loan Term (years):
Interest Rate (%):
Annual Property Taxes: $
Annual Insurance: $
HOA Dues (monthly): $
Gross Monthly Income: $
Monthly Debts (other than mortgage): $
Credit Score:
Loan Amount (optional): $

FHA Loan Calculator

Home Price: $
Down Payment (% - min 3.5):
Loan Term (years):
Interest Rate (%):
Annual Property Taxes: $
Annual Insurance: $
HOA Dues (monthly): $
Gross Monthly Income: $
Monthly Debts (other than mortgage): $
Finance Upfront MIP into Loan?

USDA Loan Calculator

Home Price: $
Down Payment (% - optional):
Loan Term (years):
Interest Rate (%):
Annual Property Taxes: $
Annual Insurance: $
HOA Dues (monthly): $
Gross Monthly Income: $
Monthly Debts (other than mortgage): $
Finance Upfront Guarantee Fee into Loan?

VA Loan Calculator

Home Price: $
Down Payment (% - VA allows 0%):
Loan Term (years):
Interest Rate (%):
Annual Property Taxes: $
Annual Insurance: $
HOA Dues (monthly): $
Gross Monthly Income: $
Monthly Debts (other than mortgage): $
Service Type: Regular/Active Duty Reserves/National Guard
First-time use
Funding fee exempt (VA disability)
Finance funding fee into loan

Jumbo Loan Calculator

Home Price: $
Down Payment (% - min 10):
Loan Term (years):
Interest Rate (%):
Annual Property Taxes: $
Annual Insurance: $
HOA Dues (monthly): $
Gross Monthly Income: $
Monthly Debts (other than mortgage): $

Refinance Loan Calculator

Current Loan

Current Principal Balance: $
Current Interest Rate (%):
Remaining Term (years):

New Loan

New Interest Rate (%):
New Term (years):
Closing Costs: $
Cash-Out Amount: $
Finance closing costs into new loan

Escrows

Annual Property Taxes: $
Annual Insurance: $
HOA Dues (monthly): $

Rent vs Buy Calculator

Buy Scenario

Home Price: $
Down Payment (%):
Loan Term (years):
Interest Rate (%):
Annual Property Taxes: $
Annual Insurance: $
HOA Dues (monthly): $
Maintenance (% of price per year):
Buyer Closing Costs (% of price):
Seller Closing Costs at Exit (% of future value):
Home Appreciation (% per year):
Horizon (years):

Rent Scenario

Current Monthly Rent: $
Rent Growth (% per year):
Annual Return If Renting (on down payment) %:

VA Refinance Calculator (IRRRL & Cash-Out)

Current Loan

Current Principal Balance: $
Current Interest Rate (%):
Remaining Term (years):

New Loan

Refi Type: IRRRL (Streamline) Cash-Out

Cash-Out Amount: $
Service Type: Regular/Active Duty Reserves/National Guard
First-time use

New Interest Rate (%):
New Term (years):
Closing Costs: $
Finance closing costs into loan
Funding fee exempt (VA disability)
Finance funding fee into loan

Escrows

Annual Property Taxes: $
Annual Insurance: $
HOA Dues (monthly): $

Debt-Service Coverage Ratio (DSCR) Calculator

Income & Operating Expenses

All Units Monthly Rent:
Vacancy Factor (% of gross rent):
Annual Property Taxes: $
Annual Insurance: $
Annual Utilities: $
HOA Dues (monthly): $
Other Operating Expenses (monthly): $

Loan

Loan Amount: $
Origination Fee: 0% 0.5% 1% 1.5% 2% 2.5% 3%
Interest Rate (%):
Term (years):

Valuation & Investment

Purchase Price / Property Value: $
Total Cash Invested (down + closing + rehab paid in cash): $

Fix & Flip Calculator

Purchase & Rehab

Purchase Price: $
Buyer Closing Costs (% of purchase):
Rehab Budget: $
Rehab Contingency (% of rehab):

Financing (Interest-Only)

Loan Amount (covers purchase/rehab): $
Interest Rate (% annual):
Origination Points (% of loan):
Other Lender Fees ($, paid at closing): $
Holding Period (months):

Monthly Holding Costs

Property Taxes (monthly): $
Insurance (monthly): $
Utilities/HOA/Other (monthly): $

Exit

After-Repair Value (ARV): $
Selling Costs (% of ARV):